Low Down Payment Home Loans, Less Than Perfect Credit, Previous Bankruptcy/Foreclosure Ok, New Employment/Transfer Job Ok, Bank Statement Home Loans in Florida

Welcome to First Millennial LLC, your trusted Florida mortgage company providing customizable loan solutions for a variety of needs. We understand that purchasing or refinancing a home can be a complex process, but we are here to make it simple and stress-free. With a wide range of loan options, including FHA, VA, Jumbo, Conventional, Commercial, Reverse Mortgage, and Non-QM Loans, we specialize in tailoring our services to meet your unique requirements.

Whether you're a first-time homebuyer looking for an FHA loan or a veteran seeking a VA loan, First Millennial LLC has got you covered. Our knowledgeable team of experts works closely with clients in the vibrant cities of Florida to help them achieve their homeownership dreams. If you're in Miami, were here to guide you through the mortgage process, ensuring you find a loan that suits your budget and preferences. Additionally, in Tampa, Orlando, we provide personalized assistance to make your home buying experience seamless.

- First time home buyers with low credit scores

- Assisting home buyers with tight debt to income issues

- Assisting home buyers with lower or no credit scores get into the home of their dreams with as little as 3.5% to zero down and credit score as low as 580

- Helping borrowers with past bankruptcies and Foreclosures.

- Helping borrowers with new jobs or a short work history

- Helping self-employed borrowers using no tax returns for loans up to $5,000,000

- We offer DSCR loan options which are perfect for investors looking to expand their real estate portfolio without income documentation. This is available for both purchase and refinance.