I have been a mortgage Loan Officer, a Branch manager, and a company owner for 20 years.

I specialize in helping buyers and owners looking to buy or refinance their homes. I help First-time home buyers with low credit scores successfully purchased their first home. I can assist home buyers with tight debt-to-income issues. I assist home buyers with lower or no credit scores get into the home of their dreams with as little as 3.5% to zero down with a credit score as low as 580. I help borrowers with past bankruptcies and Foreclosures and help borrowers with new jobs or a short work history. I also assist self-employed borrowers using no tax returns to obtain loans up to $5,000,000.

My expertise and dedication to customer satisfaction, will make your home financing experience a smooth, fast and stress-free journey. I work on your behalf for FREE until or unless you close on your new home or refinance your existing home.

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